If you're a regular American Express cardholder, then you know that they offer more than just awesome rewards and cash back. If you want to make sure your bill gets paid on time, automatic payments are a great way to ensure that happens. Here's how:
Have your American Express card number and the account number where you want the payment to be deducted.
Have your American Express card number and the account number where you want the payment to be deducted. For example, if you have a checking account with Wells Fargo and an American Express card, you can set up automatic payments by providing the following information:
Account Number: 123456789
Bank Name: Wells Fargo
If your bank has multiple branches or locations across the country, make sure that you specify which branch or location should receive the payment.
Select an amount you would like deducted from your bank account each month.
You can select an amount you would like deducted from your bank account each month by providing:
The date of the payment (the first day of the month is selected by default)
The frequency of the payment, which may be monthly, quarterly or annually. If you choose to make your payments on the due date of your monthly statement, we will withdraw this amount from your bank account as soon as possible after receiving notification from American Express that it's available for withdrawal. If you choose to make a payment on another date during each billing cycle (for example, 15 days before each statement), we'll withdraw that amount at least 15 days before that particular billing cycle ends.
Log into your American Express account on their website, or call 1-800-472-9297 to set up autopay.
Once you're logged in, a payment setup page will be displayed where you can select the option "Automatic Payments." Choose "Set Up Automatic Bill Payment," and enter your credit card information if prompted (this is so they know what account to bill). You'll need to provide the total amount due as well as any discounts or coupons that apply to your billing statement. You can also opt to add a new payee at this point if there are other bills that should be included in automatic payments.
Once you've finished setting up the automatic payment schedule, select "Continue" at the bottom of the page and then confirm by clicking "Submit Changes."
Your payment will be automatically deducted from your account on the due date of your monthly statement.
You can set up automatic payments online or over the phone. If you have more than one card or account on your American Express® credit card account, you can choose to have all of them paid automatically.
If you have multiple bills from us that are due at different times during the month, we’ll only charge your account for the first bill when we begin making payments each month. For example, if one bill is due on the 25th and another is due on June 30th, we will not charge your account until July 25th because it's our first automated payment of that month.
You can only set up one automatic deduction per billing cycle per card. This means you can’t make multiple payments for the same card on the same day or during a single month.
For example, if you have two American Express cards, you would be able to set up an auto payment for each individual account—but not both accounts at once.
You also can only set up one auto payment per billing cycle per card; so if your statement cycles around on the 1st and 15th of every month (which is a common practice), then you will be limited to making only two payments each month: one on the 1st and one on the 15th—you cannot make any other automatic deductions in between those dates.
To cancel auto pay, log into your American Express account and select 'Cancel Auto Pay'
To cancel auto pay, log into your American Express account and select ‘Cancel Auto Pay’. You can also call 1-800-472-9297 at any time to stop automatic payment from an established card or change the amount being deducted from your account.