Stopping a card payment
You can tell the card issuerrecurring monthly payment by phone, email or letter. Your card issuer has no right to insist that you ask the company taking the payment first. They have to stop the payments if you ask them to.
Remember that cancelling the Direct Debit simply stops payments from going to the organisation you are paying. If you carry on receiving the goods or service then you will have to organise an alternative payment method.
Can a Cancelled Direct Debitrecurring payment gateway still be taken?
If your account provider makes a mistake and lets the company take money after you've cancelled a Direct Debit, you can ask them for the money back. Under the Direct Debit Guarantee, account providers should provide an immediate refund if they pay out in error.
A debt collector gains access to your bank account through a legal process called garnishment. If one of your debts goes unpaid,recurring billing services a creditor—or a debt collector that it hires—may obtain a court order to freeze your bank account and pull out money to cover the debt. The court order itself is known as a garnishment.